Enter your numbers. Get the hourly rate that actually clears your costs. No account, no email, no upsells — just arithmetic.
The math is three steps. You could do it on a napkin — but most freelancers don't, and end up guessing a number that leaves them short.
That's it. Every assumption is editable, and the result updates immediately when any number changes. There's nothing hidden — no algorithm, no AI, no dark pattern. Just the arithmetic your rate depends on.
Most freelancers discover their rate doesn't work three months in — after the bills stack up, the tax bill lands, and they've already committed to a project at a number that covers expenses but not time off or slow months. RateFloor shows you, before you quote, what your real floor is.
You pay taxes, you take time off, and your laptop dies eventually. Put those numbers in.
This is arithmetic. It is not financial advice. Your actual rate should account for taxes, retirement, health insurance, and everything else your specific situation demands. This is your floor — don't go below it unless you know exactly what you're trading away.